medicare
Which Plan or Supplement Is Right For You?
What Is Medicare?
Medicare Insurance is a federal program in the United States that provides healthcare coverage to people who are 65 years or older, younger people with certain disabilities or chronic illnesses, and people with end-stage renal disease. This insurance covers a broad range of health services that are essential to maintain or improve an individual's overall health.
Medicare Insurance is divided into four distinct parts - Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage Plans), and Part D (prescription drug coverage). Each part provides unique benefits to beneficiaries to help them manage their health needs.
If you are eligible for Medicare, it's important to understand how it works and the different options available to find the plan that best fits your needs. At RVP Insurance, our professional health insurance agents can guide you through the process of selecting the right Medicare plan so you can have peace of mind knowing you are covered.
Get The Help You Need to Understand Your Medicare Options & Supplemental Insurance Plans (Medigap)
At RVP Insurance, we have a team of specialized Medicare insurance brokers who are certified and have the necessary training to assist you with all your Medicare health insurance needs. Our plans include options from Blue Cross Blue Shield, Aetna, United Healthcare, AARP, Cigna, Humana, and other providers.
If you are approaching the age of 65 or is 65+, RVP Insurance markets Medicare insurance supplements, Medicare Advantage plans and Part D prescription plans. If you don’t know the difference between supplemental (Medigap) and Advantage plans, we will explain everything you’d ever need to know and make sure you get the plan that will work best for you.
With medical costs rising and benefits decreasing, it is vital that you have a supplemental plan to pay the bills that Medicare does not and will not pay. Even though Medicare pays some of your hospital and doctor bills even if you do not have a Medigap supplement plan, it was never meant to pay for all of them. If you’re relying on Medicare alone to pay all of your bills, your out-of-pocket expenses could be a financial disaster if you become hospitalized.
Medicare’s co-pays and deductibles – the costs that you must pay – are now higher than ever. An extended stay in a hospital could cost you an unlimited amount of money. To learn the difference between the Medicare plan types, call us or click here to see the US government’s very detailed explanation of the different types of Medigap plans.