Medicare medical insurance covers physician services and outpatient care, including routine check-ups, preventive care, and diagnostic tests. Medicare Part B also covers outpatient surgery, which is a cost-effective and convenient option for many treatments and surgeries that do not require an overnight hospital stay.

Medicare Part B recognizes the importance of mental health and provides coverage for various mental health services, such as outpatient counseling, psychotherapy, psychiatric evaluation, and diagnostic tests. Medicare beneficiaries can receive support and care from psychiatrists, psychologists, clinical social workers, nurse practitioners, and other licensed healthcare professionals.

Medicare medical insurance offers coverage for medical supplies and durable medical equipment (DME), which include wheelchairs, walkers, hospital beds, oxygen equipment, and diabetic testing supplies. To be covered by Medicare, the equipment must be deemed medically necessary by a healthcare provider and meet specific durability criteria.

Beneficiaries of Medicare Part B also have access to prescription drug coverage for specific outpatient medications, such as intravenous, injectable, and some oral cancer medications. Medicare medical insurance also covers immunosuppressive drugs for individuals who have received an organ transplant covered by Medicare and certain medications for end-stage renal disease patients.